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For Buyers

Find Your Next
Home.

Whether you're a first-time buyer or upgrading to your dream home, we guide you through every step - with the full power of the SERHANT. platform behind you.

Buyer Tool

Mortgage Calculator.

Estimate your monthly payment with Massachusetts-specific property tax rates. All fields update in real time.

Your Details

Estimated Monthly Payment
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per month
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Monthly
  • Principal & Interest$0
  • Property Tax$0
  • Home Insurance$0
  • PMI$0
  • HOA$0
  • Total Monthly$0
The Process

How Buying Works in Boston.

Massachusetts has unique requirements - dual attorneys, custom P&S agreements, and a competitive market. Here's every step.

01
Get Pre-Approved
Secure a mortgage pre-approval before touring homes. This tells sellers you're serious and shows exactly what you can afford. We connect you with our preferred lenders to get you ready.
02
Define Your Search
We narrow down neighborhoods, property types, must-haves, and deal-breakers. Greater Boston moves fast. A focused strategy means you won't miss the right home when it hits.
03
Tour & Evaluate
Private showings, detailed market comparisons, and honest assessments. No pressure to make an offer until you've found the right one.
04
Make Your Offer
In Boston's competitive market, offer strategy matters. We craft offers that win with the right price, terms, and contingencies to position you on top.
05
Under Agreement
Home inspection, appraisal, mortgage commitment, and Purchase & Sale execution, all coordinated by our team. We manage every deadline and document so nothing falls through.
06
Close & Move In
Final walkthrough, closing at your attorney's office, sign the papers, and receive your keys. For qualifying clients, our concierge team helps with the full transition.
First-Time Buyers

Massachusetts Buyer Programs.

Massachusetts offers several programs designed to help first-time buyers get into a home with lower upfront costs. Availability and terms change, so we help you navigate which ones apply to your situation.

Low Down Payment Options
Several Massachusetts programs offer down payments as low as 3% with competitive rates. Some programs eliminate PMI entirely for qualifying buyers. We'll match you with the right one.
Down Payment Assistance
State and local programs may provide assistance to help cover your down payment and closing costs. Eligibility varies by income, location, and household size.
Preferred Lender Network
We work with lenders who specialize in Massachusetts first-time buyer programs and can walk you through every option available to you based on your specific financial picture.
Let Us Guide You
The landscape of buyer programs changes frequently. Rather than guessing which ones you qualify for, let us connect you with the right people who can give you a clear, current answer.
Know the Numbers

Buyer Closing Costs in Massachusetts.

Typical buyer closing costs on a $750,000 purchase in Massachusetts.

Cost ItemEstimate
Buyer's Attorney Fee$1,200 - $2,000
Title Insurance (Owner's Policy)$2,625
Title Insurance (Lender's Policy)$1,875
Lender Origination Fee (0-1%)$0 - $7,500
Home Inspection$500 - $700
Appraisal$450 - $650
Recording Fees$325
Tax & Insurance Escrow$3,380 - $5,940
Estimated Total$10,650 - $21,735

Note: In Massachusetts, buyers do NOT pay transfer tax - that's the seller's responsibility.

Ready to Start Looking?

Let's build a search strategy that finds the right home before someone else does.

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